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The latest news and information to help small business owners run and grow their operations.
Benefits of a business owner applying for a HELOC vs a normal consumer
Business-purpose HELOCs are generally not  regulated the same way as consumer-purpose mortgage credit. Many key federal consumer-protection rules do not apply  or apply differently when the loan proceeds are used primarily for business needs. That’s why fintech lenders like Figure emphasize their HELOCs can be used for business purposes — the regulatory framework is lighter and underwriting is more flexible. Consumer rules that usually don’t apply  to business-purpose HELOCs
Borrowing During Inflation
Borrowing Money During Inflation: What Business Owners Need to Know Inflation impacts every aspect of the economy, including borrowing...
Best Practices for Qualifying for Better Loan Terms
Securing a loan with favorable terms can save your business thousands in interest and fees. Lenders evaluate multiple factors when...
Benefits of a business owner applying for a HELOC vs a normal consumer
Business-purpose HELOCs are generally not  regulated the same way as consumer-purpose mortgage credit. Many key federal consumer-protection rules do not apply  or apply differently when the loan proceeds are used primarily for business needs. That’s why fintech lenders like Figure emphasize their HELOCs can be used for business purposes — the regulatory framework is lighter and underwriting is more flexible. Consumer rules that usually don’t apply  to business-purpose HELOCs
Oct 272 min read
Borrowing During Inflation
Borrowing Money During Inflation: What Business Owners Need to Know Inflation impacts every aspect of the economy, including borrowing...
Apr 32 min read
Best Practices for Qualifying for Better Loan Terms
Securing a loan with favorable terms can save your business thousands in interest and fees. Lenders evaluate multiple factors when...
Jan 292 min read
What to Do If Your Business Loan Application Is Declined
Getting turned down for a business loan can be frustrating, but it’s not the end of the road. Lenders reject applications for various...
Jan 292 min read
Comparing Small Business Loans: Which Option Is Best for Your Needs?
With numerous financing options available, choosing the right small business loan can feel overwhelming. Each loan type has unique terms,...
Jan 292 min read
Smart Ways to Use a Working Capital Loan
A working capital loan provides businesses with the necessary funds to cover short-term operational expenses. Whether you're looking to...
Jan 292 min read
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