Why Choose Our HELOC?
Designed for Growing Businesses, Not Just Homes
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Competitive 7-10% APR (variable)
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Up to $750,000 line of credit
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1st position CLTV up to 85%
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Funding in as little as 4–7 days
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Residential Only
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(Primary, Secondary, & Investment Properties Accepted)
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How it works?
Helping you access more of your home’s equity when you need it most.
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Step 1: Submit Quick Form – simple 30-sec info.
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Step 2: We Approve & Set Your Line – minimal documentation.
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Step 3: Draw & Use Funds as Needed – flexible use for business, renovations, expansion.
Which states are eligible?
Disclaimer: HELOC products, terms, and availability are subject to credit approval and may vary by state and borrower qualifications.
Restricted States:
AK, AZ, HI, ID, IL, MI, MN, ND, NJ, NV, OR, SD, UT, VA, WV, WY.
Frequently Asked Questions
1
How much can I borrow?
You can access up to $750,000 depending on your available home equity, credit profile, and lien position.
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1st position: up to 85% CLTV
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2nd position: up to 75% CLTV
2
What can I use the funds for?
Our HELOC is designed for business-purpose use only — meaning you can use the funds for:
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Working capital or cash flow
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Equipment or inventory purchases
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Business expansion or renovations
3
Is an appraisal required?
No. We use automated valuation models (AVMs) and title verification instead, so no in-person appraisal is needed. This allows funding in as little as 4–7 business days.