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Business Owner HELOC Up to $750,000. No appraisal. No waiting.
Access your home's equity in as little as 4–7 days
minimal docs, rates from 6–11% APR.

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Trusted by small business owners across the U.S.

How does our HELOC work?

Frequently Asked Questions

1

How much can I borrow?

You can access up to $750,000 depending on your available home equity, credit profile, and lien position.

  • 1st position: up to 85% CLTV

  • 2nd position: up to 75% CLTV

2

What can I use the funds for?

Our HELOC is designed for business-purpose use only — meaning you can use the funds for:

  • Working capital or cash flow

  • Equipment or inventory purchases

  • Business expansion or renovations

3

Is an appraisal required?

No. We use automated valuation models (AVMs) and title verification instead, so no in-person appraisal is needed. This allows funding in as little as 4–7 business days.

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