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Frequently Asked Questions

1
How much can I borrow?
You can access up to $750,000 depending on your available home equity, credit profile, and lien position.
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1st position: up to 85% CLTV
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2nd position: up to 75% CLTV
2
What can I use the funds for?
Our HELOC is designed for business-purpose use only — meaning you can use the funds for:
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Working capital or cash flow
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Equipment or inventory purchases
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Business expansion or renovations
3
Is an appraisal required?
No. We use automated valuation models (AVMs) and title verification instead, so no in-person appraisal is needed. This allows funding in as little as 4–7 business days.
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