Resources

Business owner meeting with a developer Two fast ways to fund your business You need capital, and you need it soon. Maybe it's inventory, payroll, a new location, or a gap until a big client pays. For most business owners, the fast options come down to two: a business purpose HELOC or a merchant cash advance. Both can fund in days, not months. But they work very differently, and picking the wrong one can cost you real money. Here's a plain-English breakdown so you can see whi

Business-purpose HELOCs are generally not regulated the same way as consumer-purpose mortgage credit. Many key federal consumer-protection rules do not apply or apply differently when the loan proceeds are used primarily for business needs. That’s why fintech lenders like Figure emphasize their HELOCs can be used for business purposes — the regulatory framework is lighter and underwriting is more flexible. Consumer rules that usually don’t apply to business-purpose HELOCs

Borrowing Money During Inflation: What Business Owners Need to Know Inflation impacts every aspect of the economy, including borrowing...