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The latest news and information to help small business owners run and grow their operations.
Benefits of a business owner applying for a HELOC vs a normal consumer
Business-purpose HELOCs are generally not  regulated the same way as consumer-purpose mortgage credit. Many key federal consumer-protection rules do not apply  or apply differently when the loan proceeds are used primarily for business needs. That’s why fintech lenders like Figure emphasize their HELOCs can be used for business purposes — the regulatory framework is lighter and underwriting is more flexible. Consumer rules that usually don’t apply  to business-purpose HELOCs
Borrowing During Inflation
Borrowing Money During Inflation: What Business Owners Need to Know Inflation impacts every aspect of the economy, including borrowing...
Best Practices for Qualifying for Better Loan Terms
Securing a loan with favorable terms can save your business thousands in interest and fees. Lenders evaluate multiple factors when...
Interest Rate Basics: What Business Owners Need to Know
Securing a loan with favorable terms can save your business thousands in interest and fees. Lenders evaluate multiple factors when...
Jan 292 min read
Best Ways to Maintain or Improve Your Personal Credit Score
Your personal credit score plays a critical role in financial health, influencing your ability to secure loans, get favorable interest...
Jan 292 min read
Borrowing during inflation
Here's a blog post on borrowing during inflation: Borrowing Money in an Inflationary Economy: Pros, Cons, and Strategies Inflation...
Jan 281 min read
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